200: A very special 200th episode with a novice in the interview seat and Howard Bowes updating us on the recent mortgage changes!

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episode 200Well we finally made it. Episode 200! I never had any idea when I released episode 1 almost 3 years ago what this podcast would do for me both personally and professionally!  

I hope you’ve been able to get as much from listening as I have recording it, and I just want to say a massive thank you for all your support over the years. This episode’s for you, and I’m already looking forward to the next 200! 

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Mortgage Update

We started the episode off with an update from Howard Bowes. He’s a bit of a pro when it comes to the mortgage markets and gave a great overview of the changes that were introduced for ‘portfolio’ landlords (if you’ve got 4 or more properties, that’s you!) which aren’t the end of the world but will certainly make future applications a little more complicated.

He also advised that rates are likely to start going up, so if you’re out of a fixed rate contract or are about to be, then it’s worth looking at locking in these low interest rates whilst they’re still around.

A New Interviewer!

To mark this pretty momentous occasion, my better half took over the microphone and turned the questions on me! It was good fun to reflect on our own property journey and look at how far we’ve come. We’ve still got a long way to go but with two projects in progress and another 5 in the pipeline, we’re a lot further on than we were before the podcast started.

Top Tips

Victoria’s last question was around some of the top tips I’ve picked up after 200 episodes. It’s funny how often the guests on the podcast bring up or allude to the same behaviours contributing to their success.

You’ll need to listen to the episode to get the low down on each tip, but I talked about the power of having clear goals; having a focussed strategy that ties back to your goals; and the importance of treating your property investing like any other business!

My final piece of advice is to start to think more like a media company. This is taken directly from Gary Vaynerchuk school of business, but it’s so important for all of us whether we’re looking to raise finance, sell out our SA rooms, find business partners, or anything else that requires input beyond what we can personally put into it.

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